Cash Flow Template
The Cash Flow Template to get you out of a tight spot. Have this template ready when you need it, not the week you need it.
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Profitable businesses run out of cash
Your business can be profitable, and STILL get hit with a cash crisis.
If you're scaling FAST, cash issues are inevitable.. think delayed payments, inventory orders, pre-hiring, “unexpected” tax bills, even chargebacks.
You'll never vibe your way out of it... enter: The 13-Week Cash Forecast
This can literally SAVE your business.
Have this template ready when things get tight.
What's inside
- A 13-week rolling view, the horizon that actually matters when cash is tight
- Opening balance, money in, money out, closing balance, per week
- Separate lines for payroll, ad spend, vendors, tax and loan payments
- A running low-point so you can see the week you run dry before you get there
- Scenario rows to test a delayed client payment or a paused ad account
How to use it
- 1
Start from your bank balance
Not your P&L, not your invoices. The number in the account today is the only honest starting point.
- 2
List what leaves, by week
Payroll dates, card autopays, vendor terms, tax. Timing is the whole game, a bill due Friday and one due in three weeks are different problems.
- 3
Only count cash you'd bet on
Invoiced isn't collected. Put money in the week it will actually land, and be pessimistic about the client who always pays late.
- 4
Watch the low point, not the average
You don't go under on an average month. You go under in the single worst week. That's the number to manage.
Want us to run these numbers with you?
A template tells you where you stand. A finance team tells you what to do about it, then helps you do it.